Generally speaking

For Household insurance we usually offer products from a selected panel of providers.

General insurance is important for your peace of mind. It enables you to minimise the effects of unexpected and often unwelcome future events, and helps you to organise your personal and business life with greater confidence. Please note that we are only able to offer advice on and arrange household insurance.

Household

You need to consider two kinds of household insurance policy. Buildings insurance, which covers the structure of your home and any fixtures and fittings, and contents insurance, which covers all the furniture, furnishings and the like in your home. In fact, it covers anything you would take with you if you moved.

The sum insured under a buildings policy must be the full rebuilding cost of your home. As well as covering you against a long list of 'risks' (including fires, subsidence, theft, flood and storm) both types of policy include an important 'liability' section. This pays for compensation if you are successfully sued.